(888) 602-0132
Mon-Thu 8-5 · Fri 8-4
Full-Spectrum Transportation Policies

Commercial Truck Insurance Coverages

Formulated to satisfy state and federal FMCSA mandates, intermodal rail standards, and strict contract cargo requirements for motor carriers nationwide.

MANDATORY FMCSRFORM MCS-90 / BMC-91X FILINGS

Primary Auto Liability

Auto Liability Insurance coverage is required by law. Liability covers bodily injury to the other party and property damage in the event of an accident.

Federal FMCSA mandated limits ($750,000 to $1,000,000+)
Continuous Form E & Form H state filing dispatch
Protects bodily injury and third-party property damage
Covers localized radius, regional, and cross-border long haul
ASSET PROTECTIONPHYSICAL DAMAGE PROTECTION

Comprehensive & Collision

Comprehensive ensures coverage for loss or damage from non-collision incidents (fire, theft, storm, vandalism). Collision covers physical loss from traffic crashes.

Stated value or actual cash value tractor & trailer valuation
Permanently attached equipment and customized rigging included
Downtime & rental reimbursement add-ons available
Flexible deductible options ($1,000 - $5,000+)
UNCOUPLED TRACTORDISPATCH TRANSIT PROTECTION

Bobtail Coverage

Bobtail coverage covers you and your tractor when you're not hauling a trailer or another load, keeping you shielded between freight runs.

Protects tractor when running empty between terminals
Fills crucial coverage gap when uncoupled from load
Affordable monthly premium additions
Required by motor carriers for leased owner-operators
PERSONAL USEOFF-DUTY PROTECTION

Non-Trucking Liability

Non-Trucking Liability coverage protects you from liability in accidents that happen when you're using your tractor for personal use outside motor-carrier dispatch.

Covers off-duty personal travel in your power unit
Protects against third-party liability claims while off the clock
Required for independent drivers operating under lease
Seamless integration with primary carrier filings
INTERMODAL SPECIANA COMPLIANT PACKAGE

UIIA Insurance Coverage

The UIIA places extra insurance requirements on intermodal truckers. The UIIA is a standardized agreement between the IANA and trucking companies.

Direct UIIA database submission & port clearance
General Liability + Auto Liability + Trailer Interchange package
Access to intermodal rail ramps, ocean ports, and container yards
Dedicated UIIA setup assistance from experienced agents
FREIGHT CARGOFORM BMC-32 FILING

Motor Truck Cargo

Motor Truck Cargo Insurance coverage provides coverage for a load that you are hauling or transporting that requires a higher limit of cargo coverage.

Limits ranging from $100,000 to $500,000+ per load
Refrigerated breakdown & temperature change endorsements
Debris removal & freight salvage protection
BMC-32 cargo endorsement filings submitted instantly
INTERCHANGE POOLSNON-OWNED EQUIPMENT

Trailer Interchange / Non-Owned

Trailer Interchange / Non-Owned Trailer Insurance coverage provides coverage for loss or damage to trailers not owned by you, but in your possession under interchange agreement.

Covers non-owned dry vans, reefers, chassis, and flatbeds
Satisfies interchange pool contractual requirements
Physical damage protection for non-owned equipment
Customizable policy limits per trailer
PREMISES & UMBRELLAUMBRELLA & EXCESS LIMITS

General Liability & Excess

General Liability Insurance coverage provides coverage for losses occurring on business premises resulting in bodily injury or property damage. Also offering Excess Auto Liability & Excess Motor Truck Cargo.

Terminal yard, loading dock, and office premises liability
Excess Auto Liability up to $5,000,000+ umbrella limits
Wrongful delivery of cargo liability
Comprehensive commercial umbrella coverage for larger fleets

Need Same-Day Regulatory Filings or UIIA Port Clearance?

Our licensed agents issue electronic MCS-90, BMC-91X, Form E, and BMC-32 filings directly to federal and state databases within minutes.